good term life insurance agent can be
critical to the whole process. We
do our best to live up to your
expectations and hopefully our website
will reflect that our core consideration
is to make selecting and
life insurance as easy, seamless, and
straightforward as possible. After
all, this is how we would like to be
treated! Let's take a look at how
we try to do this look into the role
that a dedicated life insurance agent
plays in the process.
First, what is the cost associated with
our services (which we'll discuss
below)? You'll be glad to know
that is absolutely zero! The rate
is identical whether you go through us,
another broker, or direct to the
insurance carrier. We are paid like travel
agents with a commission (comparable
from carrier to carrier) from the
carrier but the actual rate paid is
IDENTICAL. The real question is
why wouldn't you use a solid broker when
dealing with such a purchase as term
effort we put into our website should
hopefully indicate what we strive to be.
First, we provide instant quotes for the
top life carriers without all the usual
requests up front and irritating delays. We
feel that if we do our job correctly,
you'll find the best
term life plan at the best
rate quickly and why wouldn't you want
to contact us with your questions or to
complete your application quickly.
Good agents shouldn't have to chase down
visitors. Here's how we aim to be
your one-stop destination for purchasing
term life insurance.
given carrier and plan ,you will not
find a better rate. Period.
More importantly, for a given situation
(age, amount, term, and health class),
our system will automatically search
through the hundreds of plans and quote
the top rated and best priced!
This is a huge deal with term life since
each carrier has
different term price points
and "sweet spots" in terms of pricing.
One strong carrier may be very
competitive for 20 years but not for 15.
If you're searching for 20 years, it
will be selected and listed next to
other competitive options to give you
our decades of experience instantly!
companies are all top-rated and to prove
it. We provide ratings by the
major rates agencies. We're always
surprised when major term life insurance
websites only use one or two agencies.
Again, we want you to have all the
concentrate on term life insurance
period. We feel it's a great value
for a large segment of the life
insurance market and why muddy the water
with other types of insurance (whole,
universal, etc) that are much more
expensive. Presenting the
best value (term life in our view) is
part of being a good broker.
help with selection process, the
underwriting process, and most
importantly, we work with you through
the life of the policy. When you
need to evaluate your plan pricing or
life insurance needs (things change).
We'll bring the same ease and
professionalism to the process as when
you originally sign up with us.
And with the best plans, best rates, and
a website that aims to give you control,
why wouldn't you sign up with us for
your term life insurance needs.
any profession, there's good, bad and a
whole lot of middle in our industry.